E-commerce

The checkout that meets every buyer where they are.

Passpoint orchestrates payments across Africa and G20 markets by routing each transaction through the payment method native to the buyer's location — delivering higher conversion, faster settlement, and lower cost on every sale.

Shoppers walking through a city shopping district
Customer completing an online purchase on a laptop

Pay $5,300

Paying with Bank transfer
Completing transfer...
$18–20B
Africa↔G20 annual payment volume
Up to 7%
Cost saved per transaction
T+0/T+1
Settlement speed
Almost 0%
Chargeback rate

One checkout. Every market. Every payment method.

Most global e-commerce checkouts present the same payment options to every buyer, regardless of where they are. Passpoint does the opposite. Our orchestration layer reads the buyer's location and surfaces the payment methods they actually use; mobile money in East Africa, instant bank transfers in West Africa, Faster Payments in the UK, SEPA Instant in Europe. The result is a checkout that feels local to every buyer, on every order, in every market.

Local payment methods, globally orchestrated

Buyers see only the payment options native to their location; the methods they trust, use daily, and complete instantly.

Passpoint's orchestration layer manages routing, settlement, and reconciliation across all supported corridors through a single integration.

Coverage across 10+ Africa↔G20 corridors, accounting for ~80% of Africa-bound e-commerce payment volume.

Lower cost per transaction, better margin per sale

Local payment rails carry none of the interchange, network fees, or FX markup that card transactions accumulate, saving merchants up to 7% per sale.

Passpoint's fee structure is transparent and flat: no hidden markups, no per-corridor pricing surprises.

Every $1B in payment volume shifted to local rails saves merchants approximately $50M in fees.

Faster settlement, stronger cashflow

T+0 and T+1 settlement across Wave 1 corridors, compared to 2–7 days on traditional payment rails.

Merchants receive funds faster, reducing working capital pressure and improving cashflow forecasting.

Detailed settlement reporting and reconciliation available through the Passpoint merchant dashboard.

Built for your existing stack

Native plugins for WooCommerce and Shopify. Clean API integration for custom storefronts and headless commerce.

Webhook-based order confirmation so existing fulfilment logic requires no changes.

Developer sandbox and full documentation available at mypasspoint.com/docs.

- Head of Payments, pan-African e-commerce platform

Start orchestrating local
payments across Africa

and G20 markets.

Ready to orchestrate finance at scale